When you lease a car, you’re usually not responsible for uninsured or underinsured motorist (UM/UIM) coverage. This type of coverage typically costs an extra premium, and it’s something to be aware of before you sign on the dotted line. In this post, we will explain what UM/UIM coverage is and why it’s important to have it when you lease a car. We will also provide tips on how to protect yourself if something goes wrong while you’re driving your leased vehicle.
What is included in car insurance?
When you lease a car, the contract usually includes coverage for damage to the car. This insurance covers you in the event that someone damages your leased vehicle while it is in your possession. The policy typically pays for repairs or replacement of the car, as well as any associated expenses.
What is not included in car insurance?
When you lease a car, many people think that the insurance is included in the price of the lease. However, this is not always the case.
When you lease a car, the insurance is typically only included if you are leasing from a reputable dealership or if you are leasing from an individual who has a high-quality insurance policy. If you are leasing from a private party, then you may need to purchase your own insurance policy.
What is rental car coverage?
Rental car coverage is one of the many things that you may not think about when leasing a car. The coverage can protect you in case of accidents, theft, or other problems while you’re driving the vehicle. Coverage can also include damage to the rental car if it’s stolen or vandalized while you’re using it. Some providers offer additional protection, such as covering costs for taxis and hotels while your car is being repaired or rented.
Is roadside assistance
Roadside assistance is a service that many car rental companies offer. This service includes everything from getting you a new tire if your old one pops, to jumpstarting your car if it stalls.
In most cases, roadside assistance is included as part of the price of the rental car. However, there are some cases where the cost may be extra, or where you may have to pay for it separately. In general, though, roadside assistance is usually free of charge when renting a car through a major rental company.
If you’re planning on driving your own vehicle while in the country, be sure to check with your insurance company to see if they cover any of the costs involved in accessing roadside assistance.