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What Is Property Damage on Car Insurance

When you get in an accident, the last thing you want to deal with is property damage. This includes damage to your car, whether it’s from hitting a pothole or getting hit by another vehicle. Fortunately, car insurance policies have provisions for property damage, which can help cover the costs of repairs related to the crash. In this blog post, we will explore what property damage is and how it affects your car insurance policy. We will also provide tips on how to protect yourself and claim your benefits if there is any damage done in an accident.

What is Property Damage on Car Insurance?

Property damage is one of the most common types of car insurance claims. Property damage covers physical damage to your car, such as a broken window. It also covers any damage to the car that wasn’t caused by another person, like water getting inside. Car insurance companies usually charge different rates for property damage depending on the severity of the damage.

Types of Property Damage on Car Insurance

The types of property damage on car insurance can vary depending on the coverage you have. If you have comprehensive coverage, then your policy will cover damage to your car’s exterior and interior. If you only have liability coverage, then your policy will only cover damage to other people’s property.

Your policy may also cover damage to your car if it’s towed or if it’s stolen while it’s in your possession. And if you’re involved in a collision that causes serious property damage to another vehicle, your policy may also cover the cost of repairing that vehicle.


If you have property damage on your car insurance policy, it’s important to understand your rights and the limits that your insurance company has to deal with the situation. In this article, we will discuss some of the most common types of property damage and how they are handled by auto insurers. We’ll also give you a few tips to help protect yourself if something goes wrong while you’re driving.

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