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What Is Florida Minimum Car Insurance

Florida minimum car insurance is a law that requires all drivers in the state to have some level of liability insurance. This policy protects you and others who may be injured in an accident caused by you. In order to comply with Florida’s minimum car insurance law, you will need to purchase liability insurance that meets or exceeds the state’s requirements. This article will outline these requirements and help you determine the type of liability insurance that best suits your needs.

What is Minimum Car Insurance in Florida?

The minimum car insurance coverage in Florida is $30,000 per person and $60,000 per vehicle. This will provide you with protection in the event of a totaled or stolen car, as well as some other basic coverages. It’s important to note that this is just the minimum required by law – you may want to consider increasing your coverage if you have a particular concern about being financially protected in case of an accident.

What is the Cost of minimum car insurance in Florida?

In Florida, the minimum liability insurance required by law is $25,000 per person and $50,000 per occurrence. This amount must be carried by both the driver and any passengers in the vehicle at all times. In order to maintain this level of coverage, your insurer may require you to purchase additional liability insurance coverage. Additionally, you may be eligible for discounts on your policy if you have a clean driving record and meet certain financial qualifications.


If you’re new to Florida and want to know what minimum car insurance is required by law, read on! As of January 1, 2018, all drivers in Florida must have liability insurance that covers personal injury or property damage. In addition, your policy must include uninsured motorist coverage, which will pay for damages caused by someone who does not have insurance. Finally, your policy must also cover rental cars. If you’re not sure whether your current insurer meets these requirements, please contact us for more information. We would be happy to help you out!

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