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Is Car Insurance Required in Indiana

When you think about car insurance, what do you usually think of? You may think of things like theft, collision, and comprehensive coverage. But did you know that car insurance is required in Indiana? Yes, Indiana requires all drivers to have liability insurance in case they are involved in an accident. This liability coverage means that you are financially responsible for the damage or injuries that occur as a result of your driving. If you’re unclear about whether or not car insurance is required in Indiana, don’t worry; we’ll outline everything you need to know in this article. And if you still haven’t decided whether or not it’s worth getting coverage, we can provide a free quote for you. ###


In Indiana, car insurance is not always required. But, if you are involved in a car accident in the state, you may be required to have insurance. The minimum liability coverage required by Indiana varies depending on your vehicle’s make and model, but it is typically around $10,000. You may also be required to have uninsured motorist coverage if you’re in a crash that involves someone who was not driving their own vehicle.

Car Insurance

In Indiana, car insurance is required by both the state and the federal government. This means that, regardless of whether or not you have a license to drive, you must carry comprehensive car insurance in order to protect yourself and your vehicle in case of an accident.

Different types of car insurance policies offer different levels of protection. You may need to choose between uninsured motorist coverage, which pays for your damages if someone who didn’t have insurance runs into your car and causes damage, and property damage liability coverage, which provides financial assistance if someone else causes injury to you while driving your car.

If you’re involved in a accident, it’s important to get medical attention for yourself and any passengers involved. And don’t forget to contact your auto insurance company to find out what kind of claim process they use and what fees may be associated with filing a claim.

What is covered under car insurance

When you drive a car, you are legally responsible for the safety of everyone inside the vehicle. That means if someone is injured as a result of your negligence, their injuries can be covered by car insurance. In Indiana, most drivers are required to carry liability insurance*, which will cover damages that are caused by you or another driver while you are driving. You may also be required to have comprehensive and collision coverage. Comprehensive coverage protects you from financial losses if something happens that was not expected when you bought your policy, like theft or vandalism in your car. Collision coverage pays for damages that occur when your car crashes into something else. In addition, many states require drivers to have uninsured/underinsured motorist (UIM) coverage* in case they hit someone who does not have enough money to pay for their injuries. This type of coverage can help pay for medical expenses and loss of wages suffered by the person who was hit by your car.

Before getting behind the wheel, it is important to know what sort of insurance is required in your state. In general, car insurance covers damages that occur as a result of an accident between two or more vehicles on public streets and highways*. You will likely need liability insurance* if you are a driver in Indiana, even if you do not carry comprehensive or collision coverage.* UIM coverage is also required in most states, though it varies from state to state. For more information about what is covered under car insurance in your state, visit our state pages or call our customer service line.*


As a driver in Indiana, it is important to be aware of the laws and regulations that apply to you. One such law is car insurance. In general, drivers are required to have liability insurance in Indiana in case they are involved in an accident. However, there are some exceptions to this requirement. For example, if you are driving a commercial vehicle or if your total income does not exceed $25,000 per year, you do not need car insurance. It is also worth noting that young drivers (under the age of 25) are generally not required to have liability insurance on their driving record. So long as you follow all the other traffic laws and obey local ordinances, it is unlikely that you will get pulled over for not having car insurance.

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