I Need Mexico Car Insurance

How Old You Have to Be to Get Car Insurance

It can be tough enough getting approved for a car loan, much less securing auto insurance. But what if you’re not of driving age yet? What do you do? Fortunately, there are a few options open to you. In this article, we will explore the available auto insurance policies for drivers who are not of driving age and provide tips on how to get approved for each type of policy. ###

The Minimum Age to Get Car Insurance in the U.S

In most states, the minimum age to get car insurance is 18 years old. However, there are a few exceptions where the minimum age is either 16 or 17 years old. In all cases, getting auto insurance before your 18th birthday can help you save money on your policy premiums.

If you’re under the legal driving age in your state and you get a driver’s license, then you’re already covered by car insurance even if you don’t have a policy yet. Just make sure that any car you drive is insured and meet the other eligibility requirements of your state’s motor vehicle insurance program.

There are a few things that can increase your rates if you’re young and unmarried: being involved in an accident; having a criminal record; having high levels of uninsured motorist coverage on your policy; and having had your driver’s license suspended or revoked in the past.

The best way to avoid these penalties is to get car insurance before your 18th birthday and to review your policy regularly. Car insurance rates change all the time, so it’s important to stay up-to-date on what discounts are available to young drivers.

The Cost of Car Insurance for Young Drivers

It’s not too late to get car insurance, but your age will affect how much you pay. Car insurance rates for young drivers can be as much as 25% higher than for older drivers. The table below shows the maximum premiums you can expect based on your age.

Age Maximum Premium 20 $1,025 21 $1,145 22 $1,260 23 $1,385 24 $1,510 25 $1,635 26 $1,790 27 $2,025 28 $2,240 29 $2,380 30 or older N/A N/A

If you’re a young driver and you’ve never had a ticket or been in an accident before, your rates may be a little lower. To find out what your rates would be, use our free online quote tool.

How to Save on Car Insurance

If you’re a young driver, you may be able to get discounts on car insurance. To find out if you qualify for a discount, first check your state’s minimum driving age. Some states set the age at 16 or 17, while others require drivers to be 21 or older. Next, look into your driving record. If you have had no accidents and have a good track record of driving safely, you may be able to get a lower premium rate. Finally, don’t forget to factor in your location and vehicle type when shopping for car insurance. You may be able to get a better deal if you live in a low-risk area or drive an older model that doesn’t receive as many claims as newer models.


If you’re 18 years old or younger, you don’t need to worry about getting car insurance. As long as you have a valid driver’s license and belong to the proper auto club, your parents or guardians are usually responsible for covering your car insurance policy. However, if you’re over 18 years old and want full coverage on your own vehicle, you’ll likely need to find a policy that meets your specific needs. There is no one-size-fits-all answer when it comes to car insurance policies, so be sure to do some research before buying anything.

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