When you’re out and about, you probably use a variety of services. Maybe you have a gym membership, or you go to the movies often. But have you ever thought about using a rental car? If so, now is the time. Because there are a lot of things to think about when it comes to renting a car, one of which is Hertz rental car insurance. In this blog post, we will explore what Hertz rental car insurance is and how much it costs. We will also provide tips on what to do if you ever get into a car accident while renting from Hertz. So read on for all the information you need to know before renting from Hertz.
What is Hertz rental car insurance?
Hertz rental car insurance is a type of liability insurance that protects Hertz from financial losses if someone is injured or even killed in a rental car.
The minimum level of coverage required by most states varies, but typically Hertz will require liability insurance that covers any amount up to $500,000 per occurrence. However, rates can vary significantly based on the age and credit score of the policyholder, as well as the location and time of year. Typically, rates for policies with lower limits are cheaper than those with higher limits.
Types of coverage
Hertz rental car insurance is a type of coverage that can help protect you and your rental car from theft, damage, and other losses. Hertz offers a variety of insurance options, so be sure to select the one that is best for you.
Some of the most common types of coverage include:
Collision coverage helps pay for damage to your rental car that is caused by another vehicle. This type of coverage typically covers damage to the rental car itself, as well as any passengers or property inside it.
Helmet and Personal Property Coverage helps cover your personal belongings in case they are stolen from the rental car. This type of coverage typically includes items like laptops, luggage, and sunglasses.
Liability Coverage pays for injuries or damages that you or someone else in the rental car causes to another person or property. This type of coverage can help cover costs if someone is sued because of an accident while using your rental car.
How much does Hertz rental car insurance cost?
Hertz car rental insurance is one of the most common forms of insurance renters need. The cost of this coverage can vary based on the level of coverage you choose and your location. Here’s a breakdown of the different levels and what they include:
Basic Coverage: This level includes rental car bodily injury liability and property damage liability, both of which are standard among most rental car companies.
Extended Coverage: This level adds collision damage waiver, which helps cover costs if your rental car is in a accident; loss-of-use coverage, which provides reimbursement if you can’t use your vehicle while it’s being repaired or while it’s out of your possession due to an event such as theft; and trip interruption coverage, which helps pay for lost wages if you have to take time away from work to repair or replace your rental car.
Enhanced Coverage: This level includes additional features, such as enhanced roadside assistance and personal accident protection, which can be important if you’re traveling with children or elderly relatives.
What should you do if you’re involved in a car accident?
If you are involved in a car accident, it is important to know what to do. Here are some tips:
1. Pull over as soon as possible. If you can, pull over onto the side of the road or into a parking lot. This will help reduce the chances of getting hit by another vehicle.
2. Get out of your car and away from it if possible. Keep your hands visible and keep your head up, looking around for any potential threats.
3. Speak to the other drivers involved in the accident. Ask if they were injured and if they need help. Try to gather information about the accident such as who was at fault and how long it has been going on.
4. Report the accident to your insurance company or police department. This will help ensure that everyone is properly insured and that any accidents are investigated properly.
If you’re like most people, you probably don’t think too much about your rental car insurance policy. After all, it’s just a few dollars a month and what could go wrong? Well, if something does go wrong — such as your vehicle being stolen or damaged in some way — your rental car company may not be able to cover the cost of repairs. That’s where Hertz Rental Car Insurance comes in. Our policy provides coverage for damages that occur while you’re renting a car from us, so you can relax and know that everything will be okay. Make sure to compare our rates before signing up, so you can find the best option for you.