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How Much Does Car Insurance Go Down After 6 Months

sYou’ve probably heard that car insurance rates go down after six months. But is this really the case? And if so, how much does it actually save you? The short answer is that it depends on your situation and your policy. However, according to TheCarInsuranceComparison.com, rates tend to drop by around 10%, on average, after six months. This means that, on average, you could save around $60 per year by getting car insurance through this route. This might not seem like a lot, but it can really add up over time. So if you’re thinking about getting car insurance, be sure to check out our recommendations for the best providers. And if you already have a policy, be sure to take advantage of these savings!

What is Car Insurance?

If you have a car insurance policy with a monthly payment, your rates will likely go down after the first month. After that, your rates are based on how many years you have been insured and how much traffic has been recorded on your driving record.

Types of Car Insurance

There are a few different types of car insurance and each one carries its own benefits and drawbacks.

The most common type of car insurance is called liability insurance. This coverage protects you financially if someone is injured or claims damages because of an accident you were involved in.

collision insurance covers costs related to accidents, such as replacing your vehicle, medical expenses, and lost wages. It also covers damage to other vehicles in the collision.

Comprehensive coverage includes both liability and collision coverage, but it also includes roadside assistance, theft protection, and other features.

Rental-car insurance provides coverage for losses or damage to a rented car. This type of policy can help protect you if you’re involved in an accident while renting the car or if the car is damaged while being rented.

How Much Does Car Insurance Go Down After 6 Months?

Car insurance rates change relatively frequently. Rates for new drivers decreases after 6 months, while rates for those with a clean driving record increases. The best way to determine if your rate has decreased is to call your current insurer and ask.


If you’re like most drivers, the thought of paying more for car insurance sounds like a terrible idea. But according to one study, after six months your rates might actually go down! The study looked at claims data from the years 2011-2015 and found that rates went down an average of 12% after 6 months. This means if you were to switch to a different car insurance company right now, your rates would likely go down as well. Get in touch with your current provider and ask about their 6 month policy – it might be worth it to save some money on your car insurance.

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