If you’ve ever considered buying a new car, you know that it can be a costly proposition. And when you add in the cost of insurance, it can be downright dangerous to drive an uninsured car. In this blog post, we’re going to explore how long you can drive your new car without insurance. We’ll cover the basics of auto insurance, as well as explain how driving without it can lead to serious consequences. So read on to learn everything you need to know about how long you can drive your new car without insurance and stay safe on the roads!
The Minimum Coverage Requirements
The minimum coverage requirements for car insurance in the United States vary by state. In most states, all drivers must have liability insurance. This means that the driver’s personal injury protection (PIP) and property damage liability (PDL) coverages are also required. Some states also require other types of coverage, such as comprehensive or collision.
Each state has its own minimum coverage requirements, which are listed on the Department of Insurance website. The requirements can change periodically, so it is important to check with your state’s department of motor vehicles (DMV) to find out the latest information.
The Types of Coverage You Need
If you are driving a new car, you need to be aware of the types of coverage that are typically required. AUTOCHECK® can help you determine which coverage is necessary for your vehicle. Here are the three types of coverage typically required:
Bodily Injury Liability Coverage (BI): This coverage pays for damages that you cause to another person while driving your car. For example, if you hit someone and they go to the hospital, AUTOCHECK can help you find the right policy to cover that accident. Comprehensive Coverage: This type of policy covers losses not just from accidents, but also from theft, fire, and other perils while your car is parked or in storage. Uninsured Motorist Coverage: This protects you if someone gets into your car and causes damage or even bodily injury while driving without insurance.
What If You Drive a Different Type of Vehicle?
Different types of vehicles have different life spans and require different amounts of maintenance. If you drive a car that is 10 years old, you may be able to drive it for another two or three years without any issues. However, if you are driving a new car, you should wait until the manufacturer’s warranty has expired before driving it uninsured.
When you buy a new car, one of the most important things you do is get insurance. Without it, you could end up losing your car and any money you spent on it (plus, who wants to deal with the hassle of filing a claim?). But what happens if you decide to sell your car before the policy expires? Here’s what you need to know: