I Need Mexico Car Insurance

Does the Insurance Cover the Car or the Driver

Every driver knows that in the event of an accident, their insurance company is going to want to know about the driver’s history. This includes anything from traffic citations to accidents that occurred while driving for a ride-sharing service like Uber or Lyft. What many drivers may not realize is that their insurance company may also look into their car’s history, too. This includes things like accidents and damage done while the car is in your possession. If you have any questions about whether your insurance covers you or your driver in the event of an accident, don’t hesitate to get in touch with your provider. They will be more than happy to help you out.

What is Auto Insurance?

Auto insurance is a type of insurance policy that covers the costs associated with being in a car accident, including medical expenses and property damage.
Many people confuse auto insurance with driver’s insurance. Driver’s insurance is only for drivers of cars, not for passengers in the car.
Passengers in a car are covered under the auto policy of the driver or the owner of the car if they are covered under a rental agreement.
If you are injured in an accident while not driving your own vehicle, you may be able to sue the person who hit you, your own employer if you were driving for work at the time of the accident, or another driver who was behind the wheel of a car that caused your injuries.

Types of Auto Insurance

When you’re buying auto insurance, make sure to read the fine print. There are three types of auto insurance: liability, property, and collision. Each type has its own set of benefits and limitations. Here’s a look at each type and how it affects your car insurance coverage.

Liability insurance protects you if you’re held legally responsible for an accident. This includes when you’re driving not just your car, but also any vehicle towed in or driven by someone else on your behalf.

property insurance covers damage to your car or personal possessions caused by an accident. It also covers losses due to theft or vandalism while your car is in the garage or parked outside.

collision coverage pays for damage to your car that isn’t the fault of another driver. This protection includes things like broken windows, damage from hail, and run-over accidents.

What is CGL Insurance?

The most common type of car insurance is liability insurance, which helps protect you and others who may be harmed by your driving. This coverage typically includes protection for bodily injury or property damage that you may cause while driving.

Collision coverage, which helps pay for damages to your car after it’s involved in a collision, is also common. This coverage can help pay for repairs to the car, loss of use or income due to the accident, and sometimes legal fees associated with filing a claim.

Many people also buy uninsured/underinsured motorist (UM) insurance, which provides additional protection if you are hit by someone who doesn’t have proper auto insurance. This coverage can help cover costs associated with getting your vehicle repaired or replaced, as well as any lost wages or other financial losses you may experience as a result of the accident.


Insurance is important, and one of the most important things you need to know about car insurance is whether or not it covers the driver or the car. If you’re in a motor vehicle accident and your policy doesn’t cover you (or your passenger), you could be looking at some serious financial repercussions. Make sure to get accurate information about your policy before getting hitched to any one idea – there are likely more options available than what you think!

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