Does My Car Insurance Cover Cracked Windshield
Cars are expensive, and no one wants to spend money on something that might not be covered in the event of an accident. Unfortunately, many accidents don’t involve vehicles travelling in excess of 65 mph. In fact, most accidents occur at slower speeds and can cause more damage to your car than anything else. If you’re wondering if your car insurance covers cracked windshields, the answer is yes—provided that the crack is less than a half inch wide. Beyond that, it’s up to your individual insurance company. If you have additional questions about your car insurance coverage, don’t hesitate to contact your provider. You can also check out our blog post on 10 Things to Know Before Buying a Car. It will provide you with plenty of information on car insurance and what you need to know before purchasing a vehicle.
What is a Cracked Windshield?
A cracked windshield is a common safety concern on our roads. While it’s not always an immediate threat to your safety, a cracked windshield can lead to increased wind noise and decreased visibility when driving. In many cases, insurance companies will cover the costs of repairing or replacing a cracked windshield. However, there are some limitations to what type of coverage your policy may offer.
Most policies will cover the cost of repairing or replacing a cracked windshield if it was caused by an accident. However, this type of coverage may not cover damage that occurred as a result of vandalism or abuse. Additionally, your policy may only cover the cost of one glass window, not both windows in your vehicle. If you have additional questions about your insurance policy and whether or not it covers cracked windshields, you should consult with your insurer.
How do I know if my car insurance covers cracked windshields?
If you have a car insurance policy that covers windshields, then your insurer will likely cover a cracked windshield as long as the crack is less than 2 inches wide and less than 6 inches long. In addition, if the crack is in the lower one-third of the windshield, your policy may also cover the repair costs. Unfortunately, if the crack is wider or longer than these dimensions, your car insurance company may not cover the repair.
If my car insurance does not cover cracked windshields, what can I do?
If your car insurance does not cover cracked windshields, there are a few things you can do to get the repair done. You could try getting the repair done through your insurance company, or you could try going through a third-party repair shop. Either way, be sure to ask about the cost before you make a decision.
Conclusion
Depending on your insurance policy, you may be covered for a cracked windshield. Before getting a quote, it’s important to know the specific terms of your car insurance policy and whether or not windshield repairs are included. If you have any questions or concerns about your coverage, please contact your car insurance provider.
