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Does Full Coverage Car Insurance Cover Repairs

If you’re like most drivers, you probably think full coverage car insurance covers repairs. But is that really the case? Not necessarily. In fact, many policies only cover accidents and damage from cars that are driven on the roads. This means if your car is in the shop for repairs and you’re not driving it, your policy may not cover it. That’s why it’s important to read your policy carefully before buying it and make sure you understand what’s covered and what isn’t. If you have any questions, don’t hesitate to reach out to your insurance company. They should be able to help clarify things for you.

What is Full Coverage Car Insurance?

Full coverage car insurance policies typically cover accidents, including property damage, bodily injury and loss of life. In some cases, the policy may also include uninsured motorist coverage, which pays for damages you sustain in an accident with an uninsured driver. Other benefits of full coverage car insurance policies include roadside assistance and rental car reimbursement.

What does Full Coverage Car Insurance Cover?

What does full coverage car insurance cover?

Full coverage car insurance typically includes coverage for accidents, injuries, and property damage. This type of policy will also cover you if you are participating in a legal action regarding the accident. Other benefits may include rental reimbursement and roadside assistance.

Are Repairs Covered under Full Coverage Car Insurance?

Generally, Full Coverage car insurance covers repairs to the vehicle itself, including any damage to the body, frame, and/or interior. This type of coverage typically extends to a set dollar amount, regardless of the cost of repairs. Some exceptions may apply – for example, if the repair involves more than $500 in parts or labor. In addition, some insurers may limit coverage to only those repairs that are required due to an accident.

It’s important to note that not all accidents result in vehicle repairs. If you’re involved in an accident but don’t suffer any physical injuries, your Full Coverage policy may not cover damages to your car. In this case, you would need comprehensive car insurance or another form of protection.


When you buy full coverage car insurance, you’re generally covered for anything that’s wrong with your vehicle—from minor accidents and damages to major repairs. But is repair coverage included? If not, what is the limit on how much damage or accident can be claimed without having to pay extra? And is there a time limit on when a repair must happen in order to make the policy valid? We’ll explore all of these questions below.

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