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Does Doordash Make Your Car Insurance Go Up

Doordash is a popular food delivery service that has exploded in popularity in recent years. It offers restaurant-quality food for a fraction of the cost of traditional dining options. Some people believe that Doordash actually increases car insurance rates because of the increase in traffic on the roads. Is this true? In this article, we will investigate the relationship between Doordash and car insurance rates to help you make an informed decision about using the service. We will also provide some tips on how to minimize the risk of having your car insurance rates skyrocket as a result of using Doordash.

What is Doordash?

Doordash is a food delivery service that allows customers to order food from restaurants and other businesses. The company claims to have more than 850,000 active customers in over 30 countries.

There are a few things to keep in mind when using Doordash. First, make sure you read the terms of service (TOS) before signing up for the service. The TOS includes provisions about how orders are processed and payments made. Second, be aware of tipping policies at restaurants that work with Doordash. Some restaurants charge a delivery fee plus a tip, while others do not include tips in the delivery fee. Finally, remember that orders placed through the Doordash app cannot be cancelled or refunded once they have been placed.

What is Doordash Car Insurance?

Doordash is a popular platform for ordering food that uses drivers for the delivery. This can be a great way to have your food delivered, but it can also increase your car insurance rates. When you use Doordash, your car insurance rates may go up because you are considered an independent driver. This means that you are not covered by a company like Geico or State Farm and will likely have to pay more in premiums. Before using Doordash, make sure to talk to your insurance agent to see if the platform will affect your rates and whether or not there are any discounts available.

Why Does Doordash Increase Car Insurance Rates?

When you use Doordash, you’re trusting the company to take care of your food. But what about when something goes wrong?

Doordash is headquartered in Ohio, which has some of the highest car insurance rates in the country. Why? According to Forbes, a study found that Ohio drivers were three times more likely than drivers in other states to be involved in a serious accident.

That doesn’t mean that Doordash is solely to blame for high car insurance rates in Ohio. In fact, many factors contribute to high premiums. For example, Ohio has a high rate of uninsured drivers and a low rate of motor vehicle theft. However, those factors can’t entirely explain why Ohio rates are so high.

So why does using Doordash increase car insurance rates? The answer has a lot to do with the way Doordash operates as an online marketplace.

When you order food from Doordash, you’re trusting the company with your safety and your money. That means Doordash is obligated to protect both of those things at all costs. And that’s why car insurance rates for people who use the service tend to be higher than those who don’t.


There’s a lot of information available on the internet when it comes to car insurance, and it can be hard to know which sources are trustworthy. With that in mind, does Doordash make your car insurance go up? We’ve looked into this question and found that, while there is some variability among insurers, generally speaking Doordash doesn’t appear to increase an insurer’s rates. So if you’re looking for a way to save money on your car insurance, consider using the delivery service!

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