Cars are expensive. The average car costs $31,000 and the average driver spends $1,500 a year on car insurance. That’s a lot of money to spend on something that could potentially be destroyed by something as simple as a rock hitting your windshield. Fortunately, car insurance covers a wide variety of accidents, from crashing your car into a tree to getting hit by a rock. In this blog post we will explore what constitutes an accident for car insurance purposes and answer the question: does car insurance cover rock hitting windshield?
What is car insurance?
What is car insurance? Car insurance is a type of insurance that protects drivers and their cars from financial loss in the event of an accident. It can cover property damage, bodily injury, and death. There are different types of car insurance, depending on the driver’s needs and preferences. Most people need at least liability coverage, which covers them if they are involved in an accident. Other types of coverage may be optional, but are often recommended for drivers who have young children or expensive cars. Car insurance can also include features like roadside assistance and theft protection. Some companies also offer additional discounts for drivers who take certain safety precautions such as wearing seat belts and using frontal impact protection in their vehicles.
Types of coverage
There are a few types of car insurance coverage that can help protect you if you hit a rock or other object while driving. Collision coverage will help pay for damages to your car, including damage to the windshield. If you have comprehensive coverage, it will also cover vandalism and theft, both of which can occur while your car is parked. Finally, liability coverage will help protect you if someone is injured as a result of your negligence.
Is rock hitting windshield covered under your policy?
There is no definitive answer as to whether or not rock hitting a windshield is covered under your car insurance policy. However, most policies will typically cover damage done to the vehicle as a result of collision, regardless of the cause. Additionally, some companies may provide additional coverage for damage caused by projectiles. If you have any questions about your specific policy, please speak with a representative from your insurer.
In general, car insurance usually doesn’t cover damage done to your car as a result of hitting something with the windscreen. This is because glass and other materials used in windscreens are considered a liability rather than an asset. If you’re hit by someone else and their windshield was damaged as a result, they may be able to claim compensation from your insurer.