I Need Mexico Car Insurance

Does Car Insurance Cover Broken Window

Whether it’s a sunny day or pouring rain, one thing is for sure: accidents happen. But what about when your car windows are smashed in? Does car insurance cover that? The answer, unfortunately, is not straightforward. In fact, there are a number of variables to consider when it comes to car insurance and broken window damage. So if you’re wondering whether your policy covers this type of accident, read on to find out.

What is car insurance?

If your car is damaged in an accident, your insurance company may want to repair the window. But does car insurance typically cover broken windows?
The short answer is yes, most insurers will usually pay for the repair of a broken window if it’s caused by an accident. The type of damage that will qualify for coverage will depend on the policy you have and the state in which you live.
But be aware that some companies may not cover broken windows if they’re not considered a “permanent” fix. That means the window might have to be replaced entirely, in which case you’ll need to budget for that expense separately.

If you’re unsure whether your car insurance covers broken windows, ask your insurer or look up your policy online. In most cases, you should be covered for any repairs related to damage caused by an accident.

What is not covered by car insurance?

Not all accidents are covered by car insurance. In most cases, only accidents that occur while the vehicle is in use on a public highway are considered. This means that if your car is broken into while you’re parked at home, your insurance may not cover the damage. Additionally, claims for damages to property other than cars, such as buildings or homes, are often not covered by insurance.

How do I file a claim if my car window is broken?

If you have window damage, make sure to file a claim with your car insurance company. Many policies cover broken windows, but each company has different requirements. Get a copy of your policy and check the coverages for window damage. Some insurers may require you to take your car to a repair shop, while others will pay for the repair work yourself. Make sure to get an estimate of the cost before bringing in your car.


Unfortunately, car insurance companies do not always cover broken windows. This is because the damage caused by a broken window is considered an “occurrence” rather than a “damage”. Occurrences are typically covered by your car insurance policy, but you will need to check with your specific insurer to see if this is the case for you. In the meantime, if you have a broken window and need help fixing it, don’t hesitate to call one of our experts at Glass Doctor!

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