We all know car accidents can cause a lot of damage, both to the vehicle and to any animals that happen to be involved. In fact, car insurance companies are often hesitant to cover damage caused by animals, even if they were at fault in the accident. If you’re wondering if your car insurance covers animal damage, read on for answers. We’ll explain all the details and help you decide if you need to speak with your insurance company about this issue.
What is Car Insurance?
Car insurance covers damage to your car caused by other drivers and animals. Coverage includes damage to the car itself, loss of use of the car, and damages incurred while driving the car. animal damage usually falls into two categories: property damage and liability. Property damage coverage pays for damage to your car that is not related to an accident, such as vandalism or theft. Liability coverage pays for any injuries or damages you may incur in an accident caused by a other driver or animal.
What does Car Insurance Cover?
Animal damage coverage is a common feature of car insurance policies. This type of coverage can help cover the costs associated with damages caused by an animal on your property, such as a pet that escapes and causes damage to your home. Animal damage coverage can also cover the costs associated with damages caused by an animal while you are driving.
How Much Does Car Insurance Cost?
According to the website The Huffington Post, car insurance does not usually cover animal damage. This is because animals are considered property of the owner and not a part of the vehicle. Some exceptions do exist, such as when an animal is acting aggressively or if it is a service animal assisting a person with a disability.
Animal damage can be an unfortunate reality when you own a car. Not only do you have to worry about repair bills, but sometimes the pet can get injured in the process as well. If you’re wondering if your car insurance covers animal damage, it’s worth checking with your provider first. Some companies will cover damages caused by animals while others might not. It pays to be proactive and understand your coverage before anything happens!