Does Car Insurance Cover a Broken Windshield
When you’re driving in your car, you probably assume that if something goes wrong, your insurance company will cover it. But what about a broken windshield? You may be surprised to learn that car insurance companies typically do not cover damage to windshields. In fact, most only cover damage to the glass itself and not the entire window. This is because most windshields are made of tempered glass, which means that even if the entire window is broken, it’s still largely unharmed. If you have a cracked or broken windshield and need to get it repaired, be sure to get quotes from different repair shops so you can compare prices and quality. And if you ever have an accident while your windshield is broken, make sure to tell your insurance company so they can properly plan for your repair costs.
What is covered under car insurance
Car insurance covers damage to your car that is the result of an accident, including but not limited to broken windshields. The cost of repairs will depend on the severity of the break and whether or not the glass was replaced as part of the original repair.
How car insurance calculates damage
Your car insurance company will calculate the damage to your windshield based on a number of factors, including:
-The type of glass in the windshield
-The severity of the break
-The location of the break
-The age and make of your car
How to file a claim with your car insurance company
If you have a broken windshield, you should file a claim with your car insurance company. Car insurance policies vary in their coverage for windshield damage, so it is important to read your policy carefully. Generally, most car insurance policies will cover a broken windshield if the damage was caused by an accident or by something that was inherent in the use of the vehicle, such as road debris. If your car insurance policy does not cover damage to a windshield due to an accident or other causes, you may be able to get coverage through your state’s fracture rate program.
Conclusion
If you’re like most drivers, the answer to this question is probably “yes.” Car insurance companies typically cover damage to your car, including broken windshields. However, there are a few exceptions that you should be aware of. First, if the damage was caused by someone other than you (for example, if a tree branch falls on your car and damages it), then your car insurance company might not cover the cost of the window replacement. Second, some states have laws that prohibitcar insurers from coveringdamage done to a car as a result of collisions or weather conditions. If this is the case in your state, make sure to ask your agent about coverage before getting repairs done.
