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Does All Car Insurance Cover Windshield Replacement

Windshield replacement is a common repair that drivers make. Unfortunately, not all car insurance policies cover this type of repair. So, what’s the catch? The catch is that your policy may only cover repairs that are due to an accident. If your windshield was replaced because the glass broke on its own, for example, your policy may not cover the cost. This is something you need to be aware of before you make a decision about whether or not to repair your windshield. By knowing the risks, you can make an informed decision about whether or not to pay for the repair yourself or go ahead and get it covered by your insurance.

What is Windshield Replacement?

If you have a broken windshield, your car insurance company may cover the cost of replacing it. Depending on your policy, you may be required to present a valid driver’s license or other proof of insurance when you take your car in for repair. Make sure to ask your insurance agent about coverage before taking your car in for service.

Who is Covered by Car Insurance?

Most car insurance policies will cover windshield replacement, regardless of the driver’s negligence or fault. Specific coverage details may vary depending on the type of policy you have, but in general, most policies will pay for the repair or replacement of your windshield if it is damaged by an accident.

How Much Does Car Insurance Cover for Windshield Replacement?

Assuming you have collision insurance and your car is covered, your policy should cover the cost of a new windshield. This coverage typically extends to the original window manufacturer’s warranty, and most policies also include other types of protection, such as uninsured motorist coverage. However, not all car insurers are created equal – so it’s a good idea to compare rates before you buy.


When it comes to car insurance, most providers will cover the cost of windshield replacement if the damage is due to a covered accident. So long as your policy covers windscreen damage, you’re golden! Just be sure to ask your insurer about specifics before making any arrangements.

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