Does a Car Have to Be Registered to Get Insurance
When you buy a car, you’re probably thinking of the insurance it will provide in case something happens to it. But is that really the case? Yes and no. In fact, depending on the state in which you live, some cars may not need to be registered at all in order to get insurance. So before you run out and buy a car just because it’s cheaper, make sure to investigate the requirements in your state. And if you do decide to buy a car without registering it, be sure to get insured nonetheless—the liability coverage won’t do you any good if you get into an accident without proper coverage.
What is a Registration?
A car must be registered in order to be insured in the state where it is located. The registration process includes obtaining a Vehicle Identification Number (VIN), registering the car with the state, and getting insurance. If you live in a state that does not require registration, your car will still need to have proof of insurance on file.
How Does a Car Have to Be Registered in order to Get Insurance?
Generally, when you want to insure your car, you must first register it with the state in which you live. In some states, like California, all cars must be registered regardless of whether or not you have insurance on them.
Even if you don’t have insurance on your car, registering it is a good idea because it helps protect you if there is a crash. If the other driver doesn’t have insurance, and the crash occurs while your car is unregistered, the at-fault party may be held financially responsible for any damage done to your car.
If you do have insurance on your car, registering it will still help protect you. By registering your vehicle with the state, you’ll create a record of its ownership and make it easier for police to track down stolen cars.
What if I Don’t Have My Registration?
If you don’t have your registration, the car won’t be able to get insurance. If there are any outstanding parking tickets or violations, the car will not be able to get a policy either.
Conclusion
If you’re like many people, you probably think that a car needs to be registered in order to get auto insurance. In fact, most states require drivers to have proof of registration before they can get liability insurance. While this is generally the case, there are a few exceptions. If your car is used for business purposes only and you keep accurate records of who was driving it when accidents occur, you may not need to register your car. Keep in mind that if your vehicle is stolen or damaged while unregistered, the owner of the vehicle may still be liable for any damage caused.
