I Need Mexico Car Insurance

Do Red Cars Cost More for Insurance

When you think about car insurance, you may automatically think that red cars cost more. But is this really true? And if it is, why? In this blog post, we will explore the relationship between car color and insurance rates. We’ll also discuss a few factors that can affect whether a red car costs more for insurance. So read on to learn all you need to know about this oft-questioned topic.

What is a red car?

A red car is statistically more likely to be in a crash than a blue or green car. In fact, according to the National Highway Traffic Safety Administration (NHTSA), red cars are involved in fatal crashes at a rate of 2.5 times that of green cars and 3 times that of blue cars. The reason for this is not fully understood, but there are several theories:

– Red may stand out more against the background and be more noticeable, making it more likely that a driver will miss seeing it and crash into it;
– Red may also reflect heat better in hot weather, leading to increased chances of a wreck;
– Drivers may be less likely to stop for a red car, assuming it is not an emergency vehicle.

What are the different types of insurance for a red car?

Different types of insurance for a red car include liability, collision, and comprehensive. Liability insurance pays out if you’re responsible for an accident, while collision insurance pays for damages to other cars or people. Comprehensive insurance covers damage not related to collisions, like theft or vandalism.

The cost of red car insurance

Red cars are more likely to be involved in accidents, and as a result, they are also more expensive to insure. According to the Insurance Institute for Highway Safety (IIHS), red cars are involved in an estimated 23% of all fatal accidents, while cars in other colors account for just 10% of all crashes. The cost of insurance for a red car can be up to $1,500 more per year than for a car in another color.


This is a common question that many drivers ask themselves, and the answer is unfortunately not straightforward. There are a number of factors that play into how much red car insurance costs, including your driving record and where you live. Ultimately, it is best to talk to an insurance agent in order to get an accurate estimate of your potential bill.

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