If you’ve ever been on the hunt for car insurance in another state, you know it can be a daunting task. Not only do you have to find a policy that fits your needs, but you also have to make sure the coverage is appropriate for your driving record and location. This video from Insure.com walks you through some of the most important factors to consider when shopping for car insurance in another state. From liability limits to driving restrictions, take this helpful guide and jumpstart your car insurance search today.
If You’re Moving
If you’re moving, there are a few things you need to know about car insurance. In most cases, you’ll need to get new car insurance in your new state.
Here are a few tips on how to get car insurance in another state:
1. Check with your current insurer. Many policies will allow you to transfer your policy without having to go through a new policy process.
2. Compare rates. Rates can vary significantly between states, so it’s important to compare rates before making a decision.
3. Register your vehicle. In most cases, registering your vehicle in the new state is necessary for obtaining car insurance.
4. Make sure you have all the required documents. You’ll likely need proof of residency, identification, and ownership of the vehicle (in some cases).
If You’re a New Resident in a New State
If you’re a new resident in a new state, you may be unsure of what insurance options are available to you. Depending on your situation, you may be able to get car insurance through your employer or through a state-run program like the MAUK Program. Before making any decisions, contact your insurance provider to find out what options are available in your new state.
Contacting Your Previous Car Insurance Company
If you have recently moved to a new state, or if you have changed your name, it can be difficult to contact your previous car insurance company. In most cases, you will need to contact the company directly and provide your old policy number and the name of your new state. Some companies may also require you to send in a copy of your driver’s license or other identification document.
If you’re looking to buy a car in another state, it’s important to know that car insurance may be different there. For example, some states require liability insurance for drivers who are not residents of that state. Additionally, certain types of coverage may not be available in other states. Before you make the move, it’s important to speak with a car insurance company representative in your prospective state about what is and isn’t covered.